Cheese: Credit Builder Account 2.0.28

With a Cheese Credit Builder account, individuals are able to save and build credit simultaneously. This solution is ideal for those looking to rebuild their credit score or establish a credit history. Whether you have plans to make a major purchase, need credit repair, or simply want to start building credit, Cheese provides the best credit-building solution to help you achieve your goals.

Here’s how it works:

1. Apply for an account: No credit check or admin fees are required.
2. Build payment history: Each on-time payment is reported to all three major credit bureaus and contributes to your savings.
3. Get your money back: At the end of the loan term, you receive your paid-off principal minus the interest.

You can start building credit history from day one as we promptly report your first payment history to all three credit bureaus (Experian, Equifax, TransUnion). This accelerates the credit-building process significantly.

Our repayment plans offer flexibility. The total repayment amount ranges from $500 to $2000 with term lengths of 12 or 24 months. You can select a plan that suits your needs, with monthly payments starting as low as $24.

The auto-save feature ensures that you never miss a payment. With automatic payments, you can stay on track and achieve positive credit reporting even while you sleep.

We believe in transparency, which is why we don't have any hidden fees. There are no upfront deposits or membership fees. We only charge a fixed and low Annual Percentage Rate (APR).

If at any point making payments becomes challenging, you can cancel anytime without penalty.

Improving your credit score is an important step towards achieving financial freedom. With a Cheese Credit Builder account, you can grow your credit easily and stress-free. For further information, please contact us through email at support@earncheese.com.

Note: The APR may vary based on your state of residency, starting from 5%. Our banking services are provided through Synapse, our banking software provider.